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Wednesday, December 6, 2006

Use Self Belief To Shape Your Own Destiny

Use Self Belief To Shape Your Own Destiny
by: Elaine Currie

Of all the things that go towards shaping our destiny, it is our belief in our own abilities which has the greatest influence. Our level of self belief determines whether we succeed or fail to achieve our dreams and ambitions. As Henry Ford said "If you think you can, you're right. If you think you can't, you're right."

I was watching a program on the Biography Channel the other day which illustrated the truth of Henry Ford's words and highlighted the importance of self-belief. The subject of this program dropped out of the educational system without a degree, in fact, he quit school before he even reached college age and left school with woefully inadequate qualifications. The reason for this academic failure was a combination of dyslexia and general lack of interest in school work.

Sadly, the lack of academic achievement was accompanied by a complete lack of prowess on the sports field. To top it all off, as well as being a dunce and a sporting failure, the poor kid was not even good looking. He did not have rich parents to give him financial support . His parents were not business owners, so there was no chance of a career via nepotism. He had no obvious skills or talent, so a career as an artist or musician was not an option.

This sounded like the stereotypical beginning for a person who will at best survive by taking low-paid employment and, at worst, will drift into a life of crime as a way of snatching what he is incapable of earning. His school headmaster is credited with saying on his premature departure from the education system, ‘I feel sure you will either end up in prison or become a millionaire'. To entertain the idea that this person had any prospect of becoming a millionaire, you would have to know his character. We can only see the external disadvantages, the headmaster was aware of the strength of character and depth of self belief existing within this person. That self-belief more than made up for any lack of education and academic qualifications.

One thing the prospective jailbird/millionaire had was the ability to spot a niche for a new business. No, this is not a story of luck bringing an instant rags to riches transformation. Unfortunately his first two business ventures failed miserably. Did this set him on a path of serial business failures? Not at all, the failures probably taught him valuable lessons. He started the first business at the age of seven, so the chances of real success were pretty remote! The fact that he had sufficient self-belief to start his first business before he even reached his teenage years gives us a clue as to his character.

The condensed version of the rest of this biography is that the "hero" of the story built a successful business before he reached his twenties, was a millionaire by the age of 25 and was the owner of a Caribbean island before he was thirty. He did not stop working then, he went on from flamboyant success to even bigger flamboyant success, setting records and achieving the apparently impossible.

The subject of the TV program was Sir Richard Branson who is, at the time of writing, a billionaire several times over. He has attributed his success to hard work, belief in his business ventures and a willingness to take risks. These risks have included the well publicised (and life threatening) hot-air balloon journeys, starting a business on borrowed capital and taking risks in business where the potential losses were huge.

It is self-belief which made it possible to take those risks. Without belief in himself, Richard Branson would not have dared to borrow the money to start his first business as a magazine publisher after leaving school. Without self-belief the balloon challenges would not have been contemplated. Without self-belief the ambition to own an airline would have remained just a dream.

"It's lack of faith that makes people afraid of meeting challenges, and I believe in myself". Those words were said by Muhammad Ali but they sum up the essence of what makes any person able to reach his goals in life. We must learn to sow and cultivate self-belief if we wish to achieve the harvest of our dreams.

About The Author
For more about self motivation in business visit Elaine Currie's Work At Home Website: Hunting Venus (close new window/tab to return to this page). Find more information and articles at Elaine Currie (close new window/tab to return to this page).

Monday, December 4, 2006

Success Key - How ATTITUDE Plays a Huge Role

Success Key - How ATTITUDE Plays a Huge Role
by: Phil Barnao

The first step in the road to success lies within the importance of our attitudes. Our Attitudes and thoughts dictate our future for better or worse. The wrong attitude is probably the cause of more failure then any other principle, philosophy or strategy.

So before you think about the secrets that will lead you down the road of prosperity, happiness and wealth, let me say this… You must first cover subject of attitude or face the fact that you will never have what you truly want. On that note; we all must make a choice to either go after the lifestyle we truly desire or remain were we are.

Attitude is a choice. It’s your choice. It is not based upon feelings it’s strictly a mental thing. Attitude is a mental position toward a particular fact, state or situation. Again that means that you have control over it. Sometimes you can’t change a situation, but you have control over how you react to it. We all do and there are no excuses with this.

The fact that you are happy, joyful and excited or sad, depressed and angry is a direct result of the attitude that YOU have chosen to take at that time. It’s not like you have to be in that mood. You really have just chosen to be.

It took me a long time to figure this out for myself that this is the way it really works. But know I can honestly say that it is 100% true. Every time I am in the state of having a bad attitude it’s because I choose to dwell on something that I should not have.

Now obviously there are some things that occur in life that will cause it to be more difficult to control but the key is not to stay there too long.

Here’s why…

"As a man (or person) thinketh in his heart so is he". Basically this means that our thoughts (or attitude) are what determine our future. You have the power to create or destroy your own future based upon your thoughts.

So have a great attitude and think big...

I bargained with Life for a penny,
And Life would pay no more,
However I begged at evening
When I counted my scanty score.

For life is a just employer,
He gives you what you ask,
But once you have set the wages,
Why, you must bear the task.

I worked for a menial's hire,
Only to learn, dismayed,
That any wage I had asked of Life,
Life would have surely paid.

The bottom line is whether we believe we can or believe we can't, we're right. In order to receive we must first ask and then believe that it's possible. You must believe that you can have an abundance of money, have a great marriage, be the best parent or that you can actually create any lifestyle that you desire.

The truth is..."You are in control of your future the minute you choose to be and you can create absolutely anything you truly desire to and it all starts with attitude."


by Chuck Swindoll
“The longer I live, the more I realize the impact of attitude on life. Attitude to me is more important than facts. It is more important than the past, than education, than money, than circumstances, than failures, than successes, than what other people think or say or do.
It is more important than appearance, giftedness or skill. It will make or break a company…a church…a home. The remarkable thing is we have a choice every day regarding the attitude we will embrace for that day. We cannot change our past…we cannot change the fact that people will act in a certain way. We cannot change the inevitable.
The only thing we can do is play on the one string we have, and that is our attitude…I am convinced that life is 10% what happens to me and 90% how I react to it. And so it is with you…we are in charge of our attitudes.”
Do not allow what other people say or do to dictate your attitude. People will with out even realizing it try and bring you down. You have to fight against it. The statement that misery loves company is more often than not a true statement. It’s not always the person’s fault that they are disrupting you because they are not aware of it, but you need to be so that you can knowingly choose to remain in the right attitude.
A miserable person or even someone who just happens to be in a bad mood (we’re all guilty of this sometimes) will try to identify with you by bringing you into their negative mental state. They don’t purposely do it, it’s just a reflection of their inability to control their attitude at that time.

The Success Scoop is provided to You
by: Phil Barnao
…Author of the explosively powerful
free Success Scoop E-zine… Success Scoop (close new window to get back to this page).

About The Author
Phil Barnao had experienced a youth of bad programming and wrong choices that led him to a life of struggle, disappointment and utter dissatisfaction. In his early twenties by the grace of God he came to a turning point in his life and was then introduced to the industry of personal development.

Phil states that the information he learned completely changed his paradigm and the course of his life forever. “The way that it all went down during that time has left me so thankful and convinced it was a divine encounter.”

Motivated by his change, Phil is determined to empower others towards success and happiness. He holds a passion for assisting others in pursuing their dreams and ambitions. He says “by creating a balanced growth in their life, implementing success strategies and making the relationships anyone can achieve the lifestyle they desire and fulfill their divine purpose in life.”

Phil owns multiple businesses and is a true entrepreneur at heart. He is a student, author, motivator, speaker, coach and minister of personal development and freedom. His company Wealth Creations International (aka… W.C. Group) will empower you towards the character, lifestyle, relationships and finances you want.

The W.C. Group has a FREE newsletter called success scoop that is jam packed with nuggets of valuable life changing information. Phil’s philosophy is to completely over deliver in success scoop and make it the most valuable free e-zine in the industry. You deserve to have it. Go sign up for free right now! Success Scoop (close new window to get back to this page)

Thursday, November 30, 2006

Finding Your Cash Cow

Finding Your Cash Cow
by: Jeanna Gabellini

Most of us are looking for the way to generate more money on a consistent basis. We're looking for the "cash cow;" "money machine;" "passive income" or the "money magnet." There are literally millions of ways to do this. What is most important is that you make the distinction that YOU are the money generator, not the business or the investment.

Ten different people could start a widget company with the same amount of capital, knowledge and resources and experience very different results. Personality is not a factor. Nor is your descent or age. Here is what will make or break the success of your potential fortune:

- Your passion behind the project, business or investment. You have to love the idea of it.

- Commitment. Are you truly ready to see this thing to the end result?

- You must be willing to get help. You need to plug in people who have expertise where you do not.

- You must keep your eye focused on the desired outcome - no matter the ups and downs. It's easy to give up, but will that get you where you want to go?

- Have a plan with accountability. Follow the plan.

- Be scared and do it anyway. Having sweaty palms doesn't mean that you can't move your hands. Use them.

- Be honest. You need to have forthright conversations with your team. Even if you want to shut down, let people know what is going on. Be truthful if something isn't working. Don't keep hoping for the best.

- Be willing to switch strategies, if plan A is sinking the ship. Don't let stubbornness (your ego) break the bank.

- Listen to your intuition. Yes, intuition does have a place in business. Know the difference between inner guidance and fear.

- Forecast your expenses and what will truly be needed to make the project it's best.

- Make sure all the pieces work for you. Don't enter a project that will have you working 60 hours a week for a long time, if time with your family is high on the priority list. Honor your values whether creating a business or picking a stock.

- Check in with people outside the project. Get feedback from folks who do not have emotions or money at stake. They can be much more objective.

- Enjoy the process. If it's not fun, why the heck would you do it? Be easy on yourself when you make a decision that bombs. Get back on the horse. You keep getting clarity on what will truly work. The journey is as good as the outcome when you stay present to the moment.

Your past does not determine your financial fortune. It can definitely provide you with clues about areas that are obstacles for you, but then you can seek a solution. Learn from the past about what works well, too. But you do have a choice in every moment to change your future. I taught my 17 year old dog to stay off the new couch (she's been a couch sleeper her whole life) in a week. You can surely create new habits around prosperity.

You are up to it. Change potential into cash. The time is now.

About The Author
Jeanna Gabellini is the Xtreme Abundance Coach. She'll give you all the tools you need to create financial wealth and prosperity with her personal coaching, tele-courses and audio products. Jeanna blends strategy, Laws of attraction and FUN to assist you in creating exactly what you want. Are you ready for Extreme Abundance? Go to Master Peace Coaching (close new window to get back to this page) to get your free ezine or call 707-747-0447 for more info.

Tuesday, November 28, 2006

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Sunday, November 26, 2006

Business Failure? Don't Give Up.....

Business Failure? Don't Give Up.....
by: Tal Fighel

So you have a burning desire, the right motivation, the right attitude, and the right tools to make money with your business. That is great. But do you have one of the most important tools called the "never give up no matter what" state of mind?

There are plenty of people in the business world both online and offline who will tell you that no matter how successful you are or how well you are doing, there will always be times that your business will take a nose dive or have setbacks.

You have to be ready for this and you must know how to jump from one setback to another with enthusiasm. You will need to be like a ball and bounce back up. Get back on the horse even after you have been knocked off it for many times.

So, if you feel discouraged and you want to quit, you must exercise all or any of the following:

1. If you feel like quitting, step back and give yourself some breathing room. Don't spend too much time on your business through the day. Instead, spend shorter times going through your business (15 minutes each time).

2. When you do feel angry, frustrated, and about to quit, take some nice, deep cleansing breaths. This will relax your mind and body.

3. Exercise is one of the best stress relievers that you should do on a daily basis. Walking, running, dancing, or whatever form of exercise you choose has many benefits for a stress free mind while building your online business. Do this on a regular basis.

4. Instead of spending too much time on your business, turn your attention to other things in your life that make you feel absolutely great. Anything that takes your mind off your business can and will help.

5. Tell yourself that you are a winner. Winners like you never quit, and quitters never win. You are not like them. You have to know that you are a winner no matter what.

6. Don't give up and quit when you feel like it. Success could be just around the corner. Desperation has a way of getting your mental juices flowing and there just may be a solution in that flow.

Now, if you were just one step away from reaching your goal, would you take that step? What a shame it would be to stop making the effort, when just a little bit more would make it all worthwhile.

What a shame it would be to have taken all those steps, only to miss the very last one. The next step you take may very well be the one that makes all the others count. At some point success is just one step away. Keep going and you'll be there.

7. Reading motivational books and listening to tapes can be a great way to stay motivated. It has great powers to inspire people. Everyone does it and you should too.

8. Many successful people online today overcame many obstacles and road bumps along the way. Every time you feel like quitting, think about those people and know that they never quit when things were down for them.

9. Giving up is really NOT an option. Look for other ways to improve your business until you do find what works for you. Learn and see what other successful people do exactly on a daily basis and apply that to yourself and your business.

Copyright (c) 2006

About The Author
Tal Fighel is the owner of Work at Home Directory (close new window to get back to this page). His website is geared for people who are interested in finding an online work at home opportunity or finding the perfect home based business.

Friday, November 24, 2006

Habits Can Build You, or Kill You.

Habits Can Build You, or Kill You.
by: Jorge Fernandez de Cordova

Habits are the most overlooked thing about life. One of my mentors taught me that "People Form Habits, and Habits Form Futures." MAN!!! What a POWERFUL statement.

We go through our life creating sets of habits that in the end will create the life we want to live. We create this habits unconsciously. You might don't know but these habits are the things that are holding you back in life, so STOP blaming others for your failures.

I wll give you few bad habits that you are probably conscious of right away.

-Not returning phone calls on time.
-Being late for meetings and appointments.
-Having your cellphone ON all the time.
-Answering the telephone during family mealtimes.
-Handling the mail more than once, etc, etc.

These are just few of many others.

Check yourself out by making a list of all the habits that keep you unproductive and not moving towards your goals. Take an hour or more so you can really think through this process, and plan it so you won't be interrupted.

You can also ask for feedback. Talk to people you respect and admire, who knows you well. Ask them what they observe about your bad habits. What you are looking for here, is consistency. What do I mean by that, if you talk to 10 people and 8 of them tell you that you are always late to meetings, pay attention.


For your Success,
Jorge Fernandez de Cordova
Success Coach
Success is My Life (close new window to get back to this page).

About The Author
Jorge Fernandez de Cordova

My Mission is to give those that truly desire it; the tools and the knowledge to get the most out of life helping you achieve your goals and dreams.

Wednesday, November 22, 2006

Enthusiasm, Pure Divine Energy!

Enthusiasm, Pure Divine Energy!
by: Ineke Van Lint

Enthusiasm is one of the most divine feelings we can experience. Enthusiasm is energy vibrating at the highest level, energy vibrating in tune with creation. When we are feeling enthusiasm, we are on the cruise ship of divinity. This divine feeling of excitement is your reward for heading towards your true soul purpose. You will never feel enthusiasm when you are doing the “wrong” thing with the “wrong” people at the “wrong” time. When you are off track, you will feel emptiness, fatigue, depression, frustration and anger. Enthusiasm is what lets you know that you are right on track with your life.

The word « Enthusiasm » has its roots in the Greek language; it literally means « the God within ». The etymology of the word reminds us of the divine source of the feeling called enthusiasm. An enthusiastic person is someone who is positively possessed, in an extraordinary fashion, by the spirit of God.

Enthusiasm equals passion.

It is the thrill and tremble you feel when you take the risk of being yourself!

Enthusiasm is a wave emanating from the soul, lifting you up and taking you along.

It is the very Life Energy that freely flows through you when you dare to be yourself!

Enthusiasm can be seen in the twinkling of your eyes, the determination in your step, the strength in your hands, the irresistible energetic pull of what you have decided to create.

When you feel enthusiastic, nothing can stop you! You must and will go on, no matter what others are pulling out of their hat to try to stop you. When you are working towards your goal with enthusiasm, nothing can hold you back. You jump out of bed early in the morning because your goal, your dream, is calling you. The entire day you are working for the achievement of your goal, losing track of time without feeling hungry. You live in another dimension, carried along and aloft by a divine energy. The material details of life seem small and insignificant and they can no longer distract you, for you have more important things to do. You have a veritable Life Goal, something that entails your whole being and your whole doing.

When you are one with your Life Goal, you feel a divine energy carrying you; it is called enthusiasm. You are still in this world, but you are no longer of this world. You are able to accomplish large amounts of work that others may consider humanly impossible. It is this very divine energy flowing through you that enables you to accomplish the impossible.

Enthusiasm is the elevating force that lifts your dreams up to the stars.

The world evolves by grace of the powerful thrust of highly motivated, enthusiastic people.

Enthusiasm is the wondrous engine of life!

Enthusiasm is directly linked to passion. You have to find your passion in order to feel enthusiasm. You won’t be able to generate enthusiasm by endlessly repeating a lousy job you hate. You have to stop doing the things you hate, the things you don’t like, the things that drag your energy vibration down. You have to start doing what you like doing, what you have always liked doing since you were a kid, things that boost your energy, things you can lose yourself in while doing them, things that totally absorb you and make you lose track of time, make you forget about the details of daily routine.

This passion is your birthright – go look for it. I can help you find your passion if you want to find and claim it. Visit my website and find out how to discover your passion in life!

In closing I present to you a few quotes from celebrities:

A man dies for the first time, the day he loses his enthusiasm. – HonorĂ© de Balzac

All great moments in world history are due to the triumph of enthusiasm. – Ralph Waldo Emerson

A person incapable of enthusiasm is a mediocre person. – HonorĂ© de Balzac

Enthusiasm surfaces when you strive with dedication towards worthy goals. And it is enthusiasm that frees the energy and the power. – Woodrow Wilson

Enthusiasm carries the spirit towards sublime thoughts, surprising and true. – De Piles

About The Author
Written by Ineke Van Lint, psychologist and spiritual couselor. Shealready helped hundreds of people discovering who they really are, what thier Life Plan is and how to find their passion in order to create success. She offers you two free e-courses at her website The Enthusiasm (close new window to get back to this page).

Monday, November 20, 2006

Memory Techniques

Silly Stories For Memorization
by: Shareen Aguilar

You’ve heard about several memory enhancing techniques. Linking and associating, creating a story out of several items you need to remember. There are in fact, many ways how you can remember important information such as numbers, events, errands and names. The challenge is how to make all the information easy to retrieve, out of the top of your head in a random situation.

Memory techniques work on anything that you like to master. There are things you may need to work on in memorizing something for the first time but all information has techniques on how they can all be memorized. It just takes a lot of interest and enthusiasm to be able to absorb all the information we want to understand and remember.

Creating an absurd and outrageous story from a list of non-related items will do well enough to stick in your head. What else is that it stays there in your memory the way the story is created, the chronological order and even the positioning of the character! The fun part about this technique is that there’s no limit to how you want to create the story and the sillier it is; the easier for you to remember it and the keywords that comprise it.

Now you’ll say what if you need to memorize an entire chapter of items and information; surely you can’t create a novel out of this. True. But in fact, what you can do to get around this problem is to break down all the information you need to remember. Try to put the related or similar items in one cluster and name it. Do the same with the rest. You can also create acronyms out of the clusters you have made and then, create a silly story using the acronyms or the cluster of words you’ve created.

Once you have this ready, you can then associate mental images with the story and each key word you’ve made. It has been proven that the imagination, especially when there’s clear images associated with it work efficiently – efficient enough to be remembered.

Following these techniques for the first time may come a bit slower and difficult but practicing them can gradually increase your expertise over any memorization tasks. You can learn more important details regarding memorization improvement techniques at

About The Author
Shareen Aguilar is a writer for Memory Improvement Techniques (close new window to return to this page) which has Memory Improvement Books and Memory Game Software.

Friday, November 17, 2006

Defining the Traits of a Successful Leader

Defining the Traits of a Successful Leader
by: Archie R. Lawhorne

What makes a good leader? For starters, leaders don't wait for other people to give them permission to do something. They just do it. Leaders accept responsibility for the choices they make in life. They don't get sucked into the "victim mentality" syndrome, which is characterized by a persistent desire for people to blame others for their poor choices. Bottom line: Leaders realize that the decisions they make are all theirs, and thus take full responsibility for any resulting failures.

In the world of business - especially network marketing and direct sales - leadership is the defining ingredient that separates the mediocre from the superstars. It's the act of persuasion. It's getting people to see new perspectives and do things they normally wouldn't do. It's about setting your ego aside and having the passion and charisma to get people to follow you. Leaders don't follow. They just do.

Can an average person become a leader? Yes, most certainly.

People can transform themselves and make huge strides in leadership abilities just as they do in other areas of personal development. It starts with inner self-leadership and expands outward to influence and move others around you.

Leadership is about self-direction and self-control and shows in what "we do." Become the right kind of person (passionate, responsible, doer, believer) and others will flock right into your lap, and not until.

But, like other areas of self improvement, it's no easy task, because man's natural instinct is mediocrity. Yes, mediocrity. It would be nice if we could all become leaders by simply following a few simple steps. But the path to leadership requires finding our own way. The direction we take will differ for each of us. However, there are a few key traits we can focus on.

No Fear But Fear Itself

So what is it that keeps us from pursuing opportunities, leading others, taking action and doing what we really want to do? One word: FEAR. Fear of rejection. Fear of people.

Fear of trying new things. Fear of not being perfect. Enjoying our comfort zone (average).

It's almost as if the fears we have actually begin to become like bondage. Ever feel that way? You can usually tell who lives in fear. They usually wear them on their sleeves. Ever hear people say:

"I would try that but I just don't have time." "That program will never work. I already tried networking and it didn't work before." "I would listen to you, but that sounds like some pyramid scheme."

The list of the doubts and fears that roll off people's lips is endless. Stand in any line with people, on the bus or at work, and listen to the idle chatter. You'll hear people's fear in their everyday conversation. "Oh, I hate working here, but the job market is just too difficult to try and find something else." If you want to be a great leader, learn to conquer your fears.

Embrace Failure

Study the histories of all great leaders and you'll see lives littered with failures. It's called "failing forward fast." And it's one of the top traits of successful leaders. That's why it takes guts to be a leader. Many people are scared of failure and don't like to tackle the tough issues. (Then again, not everyone wants to be a leader, right.) It requires being decisive and a willingness to take chances. And yes, to FAIL - but to accept it, learn from it and move on.

Become A Believer

Children need to "see it" in order to believe it. Leaders believe it BEFORE they see it. Here's something to try: Try doing what you say you will do. (Remember, the odds are against you).

When faced with problems and obstacles, choose to learn from the experience and turn them into an opportunities. Don't whine and complain about yesterday's defeats. (It's counter-productive and you look like a fool next to Thomas Edison). Key: Until you're able to wipe out the past mistakes from the movie projector that keeps playing in your head, you'll never be able to move forward.

Leaders believe in themselves and believe in abundance.

Take Some Risks

Leaders are the ones willing to make huge sacrifices in time, money and family in order to achieve their goals. Risk is the price you pay for success. You must carry the burden and have the backbone to make decisions that are not popular. Be internally directed, not "socially fit." You'll never achieve wealth and success as long as you care what other people thing of you. Yes, leadership has a price, (risk) but it also offers tremendous rewards.

Don't Follow The Crowd

Here's a crucial defining trait of a leader: they don't follow the crowd. Nothing great was ever accomplished by a crowd. A crowd merely blows with the wind, like scattered leaves. Crowds have no purpose and end up nowhere. It takes courage to go against the crowd and be a true individual, but it's the most exciting, exhilarating thing we can do. It's also the most difficult and frightening. That's why success is so elusive and so rare.

Take Ted Turner of CNN fame, for instance. He said, "Lead, follow, or get out of the way!" Was Turner moving with the herd? No, he was the captain, not one of the deck hands.

Most people live in a state of self-consciousness. They go to work, support their families are active in their communities and are good citizens. Their egos are socially supported which means they go with the flow. Thus, because they are moving with the herd and moving with the group's collective consciousness, they struggle. It's never their goals, their vision or their choices. Most people rarely, if ever, move into the direction of freedom and true self expression.

The leaders are your freedom fighters. These are people like Winston Churchill, Henry Ford, Margaret Thatcher, Thomas Jefferson, Bill Gates. Leaders usually affect thousands of people. Anytime you share your energy with enough other people, BAM, success follows. The problem though is that the notion of prosperity scares many people because they were taught that money is evil, or are afraid of the responsibility that comes with success.

While the world continues to change, the traits of good leaders remain constant. The principles are timeless. Once you learn how to liberate the leader within you, extraordinary things happen.

About The Author
Archie R. Lawhorne is an accomplished writer, author and marketing consultant. To receive his free "Masters Series" 10-day marketing course that explains how to earn over $2,000 per month using a simple home-made post card and 4-page booklet, go to: Marketing Funnel (close new window to get back to this page).

Thursday, November 16, 2006

Secrets Of Winning Financially

Secrets Of Winning Financially
by: Chiong Yew Heng

“You Are About to Discover The Secret On Winning Massively In Business, Stock Market And Make Millions And Billions Of Dollars In 7 Simple Steps.

They Are Things Not One In a Millions Know”

Below, you will discover:

• Why you are still NOT successful now financially…why you struggle everyday to pay bills and have nothing left after that.

• The Power To Make Millions and Billions $$$ are sometime that you already presses, right now! Yes, I mean it, right now!

• And much much more….

Dear Friends,

Have you ever think of yourself as a Failure in life and that everything in life are working against you! That there is a big Wall in front of you every time you wake up in the morning….. that you are NOT in control of the own life or destiny.

Have you ever wonder why you are always fighting and struggling to pay your bills every month with financial constraint and worries. You are financially crippled and are not able to break free… to be financial free…. To do the thing that you love without worrying for the next bills to pay even though you are working very hard on your Job.

Do you feel that life is bleak with a routine 8 to 5 day job, with little time spent for your family, children and love one.

Worst still, you do not know whether you will ever break away from this routine financially struggle of yours.

And deep inside you, there is a loud CRY that yells “Please help me to GET OUT” of this monotonous and distasteful rat race. This RAT-RACE of working so hard and still has not enough money to pay the bills is eating me up. I am consumed.

The irony is that you are still in your current state of rat-race living….. Running around everyday like a rat.

Recently, I call a good friend of mine, Issac, on a Sunday Morning on the mobile. He told me that he is working… to my disappointment (because I wanted to ask him out for a drink) and HORROR (goodness me that he will need to work even on a SUNDAY to get an income). Over the phone, he told me he has “NO CHOICE”. I have know Issac for a few years already and understand that he is in Financial difficulties as a result of lending someone a huge sum of money at which that “Someone” has not yet return his money for quite sometime already. Issac used to be a network marketer promoting some energy drinks because he has been highly influenced by Anthony Robbins and Robert Kiyosaki’s Philosophy of attaining financial freedom from multiple streams of passive incomes.

But why is someone who has once make a decision to achieve financial freedom are back to working in job just to meet end needs? When he embarks on the MLN business, he has a sum of buffer money in his bank where he is comfortable with. However, after loaning the money to that “someone”, he has little or no buffer money left.

This change in situation also change his belief system. This should not be the case if you have to be successful in life. Are there no other way for him to make money now that he has no buffer money in the bank? Can he make money with little or no money?

The answer is a resounding “YES! YES! YES!”. As an example, he can earn commission or passive income every month by facilitating a join venture between merchant with critical customer masses and another merchant with non-competition products or services. If you want to know more about this concept, please read chapter 10 of “Multiple streams of Internet Income” from Robert Allen.

He has a disease like so many of us…. A disease of disempowerment believe that in such a situation as his, there is NO other way but to look for a job as the only solution to his problem, that he has NO choice but to work for a job and as a result, he has NO choice but to work on a Sunday.

I am not discounting that fact that he took action by working on a job to pay for his expenses. However, his disempowerment believes is destroying him in limiting the potential in him for creating massive wealth. He did not even spent time finding and researching ways to make money but subject himself as a victim of his circumstances. As his good friend, this really hurt me.

Thus, it is my desire to help as many people with disempowerment believe to achieve breakthrough in their believe system in order to achieve greater success and prosperity in wealth creation.

If Issac’s situation resemble yours or that you may not have the same situation as Issac but nonetheless, process the same disempowerment believe in yourself for achieving financial breakthrough other than working for a job, then , i have GOOD News for you. In the following articles, I will highlight to you 7 Steps to achieve your GOALS of financially freedom and breakthrough from the rat race. You deserve it!

After reading this, you will be able to:

Unleash the hidden POWER and POTENTIAL within you. The power that you are not even aware that you have already Process. It is in YOU.

Believe that ALL things are possible if ONLY you Believe. Nothing can possible stop you except GOD Almighty. Your Belief system will change the environment in your favor.

Leverage by imitating the success of other by modeling their pattern of Excellence and in so doing; make it your very own success story.

So are you ready and hungry for MORE success in life…… and remake history in your life that will propel you to greater height? Let move on.

1) First, you need to expand your Reality by setting unbelievable goals and dreams.

a. When you conceive an unbelievable goals and dreams in your MIND and BELIEVE that YOU can make it HAPPEN, then the goals and dreams will come to pass.

b. All of us are created in the Image of GOD and we have tremendous power in our MIND to create something out of nothing, to convert the impossible to a world of possibilities.

c. The secret here is to unearth that POWER in your MIND. That Power that is hidden in YOUR MIND has an explosive POWER not less than the power released from the Atomic bomb in Nagasaki and Hiroshima during the World War II.

d. Some believe that “Investing in equity is risky”. That is their reality. But for those few that has improve their Financial Knowledge, Intelligent and Experience, Investing in equity is not risky at all! Why is this so? They can use Mechanical rules likes option to hedge their loss and leverage on their gain. They can buy ownership into the fundamental of the companies and get it for a bargain price.

e. Some believe that “It takes Money to make money”. Again, this is their reality. For some of the privilege few, they can use contra to profit from the rise of a stock without even coming out with any money upfront! Or they can write a naked call or put option to earn the premium Money with no money being paid out front when the options that they sold expired with no one exercising it. For some of those who have a websites hosting family photos and for leisure, you can simply convert them to a Money Making sites through Internet Affiliate marketing program by earning a commission for selling other people product and services.

f. Some believe that you CANNOT pay less in Government taxes. Again this is your belief. What you believe is bound to your reality only. That is not what some business man believes. Therefore, a new world of possibility is open to them. If you have registered a business, you can tailored your Profit and loss statement to deduct the goods/services they you buy as expenses. Meaning the goods/services are brought in your company name. For example, if you are tax 20% each year and that you have brought a house of $1m dollars. You can factor in depreciation or what people call paper loss in your income statement to IRAS. Depreciation amount is deducted from your earning before the final net profit is calculated for your tax. If you can report depreciation of your house at $50,000 a year, then you will have save $50,000*20% = $10,000 each year. In ten years, you will have save $100,000. If you did not registered the house under a business entity, then every year, you will!
be paying $10,000 more to the tax man. The reason why this happen is because government in most countries give tax advantages to Corporation/company as they are the oen that bring employments to the countries thus resulting a stable and prosperous governing. You help the government, the government react in helping you back!
g. We can only make money in the market in a bull or up market. Now, this is only in your reality that this is true ONLY for you! Those who are financially trained will know that we can open a short position in market to make money in a Bear or down market. If you know how to use financial mechanical rules like option, you can buy a put option to leverage to gain from a down market. Again, to extend your believe system further, if you think it is NOT POSSIBLE to make money in a Side Market, meaning a market that is stagnant, either going up or coming down. Well, this again is your reality! We can make money in a side market by writing a call option, selling a strangle or straddle or deploying a calendar spread option strategy.

h. Some believe that it is NOT POSSIBLE to make 8 to 12% return from the Stock market risk free. Again, this is in their reality. For someone who know how to make it, this is not in their reality and believe system. They can buy into Index fund or Index ETF (Exchange Traded Fund) in the long term to get this type of return gaining on the fact that continuous inflation and growing world population will only make the Index to grow at a steady rate in the Long Term. For the Short Term, the market can be erratic, but over the Long term, it can be quite predictable. As an added advantage, index funds are normally low in expenses compared to Mutual fund. Management fee per year is around 0.2 to 0.5 percentage compared to Mutual fund range from 1.5 to 2.5 percentage.

i. To extend your believe system or reality even more, what if I was to tell you that it is POSSIBLE to make 45% in the Equity Mkt with little risk? Some believe that “Gaining more then 45% at little risk is NOT POSSILBE in the equity Market”. Har…this is another problem due to the limiting mindset and believe of a person that have not gotten a breakthrough in making Money to grow > 45% in the equity market. However, for a person who have learnt how to leverage on margin trading offer by CFD (Contract For Difference) for Composite Index, then this IMPOSSIBLE phenomena is indeed POSSIBLE. How? Well, if you understand the concept of Index Arbitrate, you will know that Stock Index futures and the underlying stocks do not move in lock step. The two markets can be momentarily out of synchronization, with the Index prices move higher or lower than the stocks that the index track. Therefore, you can predict that the Index will rise by going long on a CFD on the Index when th!
e Index is currently lower than the underlying stocks that the Index track. In this case, we are presuming that the Index will be catching up with the rise the underlying stocks that it tracks. You can use a Stop Loss to limit your loss if the pattern of “catching up” hypothesis does not happen, thus minimizing your risk.

j. To take your believe to a greater height, do you think it is not possible to make more than 100% return in your money with no risk(on condition that you have a couple of million as free cashflow). If so, then what I am going to share with you now will simply blow your mind off!!! How can something so lucrative ever exist in this world? This are the high Yield programs. However, this sort of programs are only available on an invitational basis to investors with huge liquidate USD holding. The US Fed Reserve need money to fund the expensive projects of US. To obtain the cash, they will need to get it from the taxes or tape into the reserves. However, we all know that US does not have such a strong reserve to tape on and that money from taxes will not be enough to fund massive project, like NASA rocket programs, Iraqi war etc. Thus to obtain cash, it will issue government securities to AAA rated bank with a future value worth more than what the government is selling to th!
e bank. This also results in trading of the government securities among selected banks. An Intermediary broker from a trading bank will sit in between the transaction for this two transacting banks – one in selling and the other in buying. For the broker to take that position, he must have the backing of his trading bank and sufficient fund to ensure that the seller will get his cash in the event that the transaction spill over to the next day banking day. However, this are just rules and policy. In normal circumstances, this does not happen as the buying bank will be able to pay the selling bank on the same trading day. Thus because of this policy and rules enforces on the broker working for the trading bank, the trading bank will need a lot of cash in USD to fulfill the policy and rules of the transaction of government securities. As the commission earn by the broker and trading bank is huge, if you factor into the Billion of USD being transfer from the buying and !
selling Bank of government securities, and couple with the fac!
t the th
is type of transaction happen quite often within a month, therefore the trading bank is willing to share part of their profit to the cash rich individuals that invest in them to fulfill their policy and procedures in taking position as a trading bank of government securities between banks.

k. Some think that it is not possible to make money from the Internet… which is not true. To many others who have make money from Affiliate, Blog Marketing or even Price per click, they will testify that it is possible to make money from the Internet. Try this site to learn how to make money from a Affiliated Cloning System designed by one of the top Affiliate Marketer, Ewen Chai. He is a living testimony of someone who has make million of dollars from the Internet.

l. Some believe that it is not possible to pay less interest for Housing Loans based on the same amount borrowed and interest rate. Again this is a reality problem! Instead of paying $1000 per month for your housing loan, you can now pay $500 fortnightly. For an example, if you take a Loan of $100,000 at 6%pa interest charge, for the $1000 per month installation scheme, you will be paying $96,700 in interest for a period of 25 years term. If you take same loan with a fortnightly payment scheme of $500 per fortnight, you will be paying only $79,500 in interest for a period of 21 years and 5 months.

2) Get leverage on increasing your DESIRE and PASSION for success in achieving your goals and dreams.

a. If you are not 100% committed in pursuing your goals and dreams that you have just work out in Step 1, then you will not be able to be SUCCESSFUL. But HOW CAN I put in 100% commitment in pursuing my goals and dreams? How can I motivate myself? The answer is to get LEVERAGE on what you want to achieve in your life. For example, if you want to be a millionaire in the next ten years, then ask yourself this questions
i. What will it benefits ME when I am a millionaire in ten years time?
ii. What will it hurts and disadvantages ME if I am not a millionaire in ten years time?
Take some time to answer these two questions in all honesty from your heart.

Your answers will be the DRIVERS to serve you to get motivated and increase your desire and passion to put in 100% in pursuing your goals and dreams.

For example, if your answer is “if I am not a millionaire in ten years time, I will not be able to retire in peace of mind as I will still struggle to pay my bills at age 65.” This very fact will be able to drive you to work harder than before in working toward your goals. Alternatively, if you answer is “if I am a millionaire in ten years time, then I will be able to travel around the world to see the things that I so desire in my life.” This dreams will drive you to work harder than ever before in making your goals a reality. Your answers to the two questions will be use as a leverage to get you motivated with a burning desire and passion for the very success that you need. You will be hungry for success.

If in the process, you somehow lose that desire and passive, get out your answers to the above questions again and recite it numerous times until it eat in your subconscious mind. Desire and passive is the number one substances in the driver that will propel you to the finishing line for successfully achieving your goals and dreams. There is no stopping you if you have the Desire and Passion for success. You cannot be denied of your goals and dreams.

Everyone will answer the questions differently as each one of us has different values. Our values system will then serve as our driver ( just like the club serve as a driver in a golf game) to propel you to dedicate and put in 100% in achieving your goals and dreams.

3) Look for the Right Strategies to supercharge your progress – Modeling from other people pattern of Excellence.

a. Everyone has the potential to be as successful as those that are already successful in life. But why more than 90% of the population are still not successful? The answer is that they deploy the wrong strategy in pursuing their goals. The reason why those minority few are successful is because they use the right strategy in attaining their goals. It is that simple! Give you some examples.

i. Many people failed in their investing in stock market, but master investor like Warren Buffet is winning in the same market consistently for many years. Why? This is because those who failed invest in the stock market based on hot tips, insider information and speculating the market. While Buffet study the underlying business fundamental of the company he wanted to buy and then buy the equity of the company at the right price. In the case for Buffet, he also model the strategy of Philip Fisher (author of “Common Stock Uncommon profits”) for studying company fundamental and the late Benjamin Graham (author of “The Intelligent Investor”) for buying at the right price. That what make Buffet so successful, in learning how to model from other that are more successful than himself. In this case, he went one up in combining the best of both Philip Fisher and Benjamin Graham.

ii. Stuart Tan is a popular NLP trainer and speaker in Singapore and the Asia. By nature, he is a shy and is not good at relating and talking to people, let alone speaking to hundred and thousand of people in a crowd. Over the years, he suffers from the pain in his lack of charisma and confidence in public speaking and relating to others that he look for solution to his problem. The turning point in his life is when he learn of NLP technique. That he can be as good as anyone in the world if he can model his/her technique of speaking and presentation. He put in action what he has learnt, practicing the every move and tone and confidence of his selected model speaker. Additionally, he tried to work out situation where he needs to speak in a crowd or to lead a group of person. As he put in practice again and again the style and habits of his best model speaker, he improves drastically in making public speaking. Some say that “Practice make Perfect”. But I prefer to say that !
“Practice make Permanent” In Stuart’s case, what is make permanent in him is the most dynamic speaking style and methods from his model speakers, which is good. While other may have practice something negatively which in the long run, will incorporate a negative speaking style and methods of a lousy speakers. Thus, who you model makes a significance impact to whether you improve as a person or go downward in life. As you have already guessed, practice will make permanent a certain habits in your life. Once it becomes a habit, it can hardly depart from you. AND habit can be good and bad. If you acquire good public speaking habit, you will be a dynamic speaker every time you open your mouth speak. It’s automatic, it is a habit. However if you acquire poor public speaking habit, you will put everyone to sleep every time you open your mouth.

iii. Famous America self make millionaire and financially educator Robert Kiyosaki is another good example. He has two dads, one is his poor dad ( his biological dad ) and one is his rich dad ( his best friend Mark’s dad ). From young, he is exposed to the style of both his dad but he is highly influenced by his rich dad. His rich dad has a set of habits that is very different from his poor dad. By adopting and model the habits of his rich dad ( good thing he model after the right dad .), he make himself into a millionaire by investing in business, real estate. He has the passion to leverage the financial education of everyone so that All can be achieve the financial breakthrough and goals in life, and most importantly, to get out of the rat race. If you are interested to know more about Robert and the type of innovative financial education materials that he offers, you can visit his web site at: . However, if he want to break into the realm of billionaire, he wil!
l need to model after some other billionaires like Warren buffet or Donald Trump.

4) Take Massive Action by following your defined Strategies.
a. By taking massive action in following the strategies that we have defined in modeling others who are more successful than us, we will be forced to make changes in our life. Why? The reason is because if we continue to with our present way of life and not making action in modeling the strategies and habits of those super achievers, then rest assured that the result of your life will not be change. You will still continue to earn your salary every month, in the same state of health every year with no improvement and gain. However, if you was to move out of your comfort zone and take ACTION in following the strategies and habits of your successful models, then the end results will be that you will be as successful or even more than your model.

b. Remember! Massive action generates massive result. No action offer no result. If you want to achieve more in life, you will need to take massive action in the right direction by modeling the pattern of excellence of your successful models.

c. There are a lot of great ideas, great poems and songs buried in the blossom o f the dead buried under the soil. Why? This is because there are some many peoples in the world who has so much talents and gifts in their life that have failed to TAKE ACTION until the day they die. Imagine what it will benefit the world today if they have taken action to make this place a better world, much better than today. We got to thank the Wright Brothers who have Taken ACTION to put dream in action by inventing a plane that model like a bird that can lift and fly in the air. And we got to thank Thomas Edition who have taken ACTION to put dream in action by inventing the light bulb that will be illuminated by the passing of electricity. So I sincerely hope that you will not waste your life away. Everyone, whether you are tall or short, handsome or ugly, rich or poor…etc has the same number of hours each day, not more and no less. Do not waste the hours that GOD has given to you. !
Take ACTION now to fulfill your Dreams and Goals.

5) Evaluate the result of your action and refine or change your Strategies as required.

I would like to congratulate you for taking action. This is the first step. However, bear in mind that the result of your action can be a success or failure. For success, then you are already the proud owner of working strategy. If the result is failure, then it is your responsibility to get feedback and re-evaluate your strategy, to change it or refine it. Keep faith in working on toward your goals by changing your strategy constantly until success comes smiling at your in the face. Do not be persistent in failure by continuously executing the same strategy again and again. If the result of your action is negative, change your strategy and try again! You must learn to be flexible.

a. You must be flexible to change your strategies if the desired result is not achieved. Let me give you an example to illustrate my point. A young insurance agent after having read Adam Khoo’s “Master your mind, design your destiny” is fired up and wanted to set a target to sell over a million of insurances by the end of the year. He is highly motivated individual. He employ a temp staff to help him make cold call so that he can focus on the job of meeting clients to close as many deal as possible. However, after three, the result is not desirable. Indeed his sales is going in a downward trend. Finally, out of desperation, he rethink of what could have gone wrong. In the quietness of his thought, he start to realize that he is so enthusiastic in his push for sales that he has shut the door upon himself for any possible sales. When he meet his client, he will begin by giving a strong sales speech to convince the prospect in buying the insurance. Then he realize that a!
ll this while, he has not practice listening to the client, to find out and understand their conditions and needs and then tailor a policy that is suitable for them. After realizing his mistake, we work on changing his strategy the next time he meet his client. And “Bang”!!! His sales pick up from there and he end of topping the sales in his company.

b. Adam Khoo’s, the young self made millionaire in Singapore has created the most best-selling motivating seminar in Asia Pacific. However, in the very beginning, when Adam is an unknown motivational speaker, he has hard time convincing the crowd to sign up for his seminar. During one of this very first preview talk, only one person signs up for his event. He is expecting 15 persons to sign up. So did he give up? No!!! Different person in his situation will decide and react differently. Those who failed will give up by listening to the negative from their own inner voice or from other. For him who mindset who has been transforms to think positively, he gets feedbacks from the crowds who did not sign up. There he learns that most of them are not too sure if his seminar is worth the $2000 price tag that he demands. Some are not able to commit the time for the several weekends that are required for the course. So he changes this strategy in his next preview. This time h!
e offers a money back guarantee for those who attend his workshop if they are not satisfied with the value that they will have received in his workshop. He also structures the workshop to fewer weekends. Bang! Because of his flexibility in changing his strategy, the next enrollment session attract 13 people to sign up. What a different a change in strategy will effect a result.

As an additional note, do not take customer (if you are the owner of a company) or your boss ( if you are employee) complain as a complaint. Yes, I mean it. Take it as a feedback for you and your company to improve and change your strategy for greater success. There is no denying the height where you can soar if you perfected your strategy in reaching the goals and dreams that you so desired in your life.

6) Once you got the right strategies working for you, exit from the system and move on to set another more ambitious goals – to challenge to limit on how far you can go.

A quote from the book “The winning investment habits of Warren Buffet and George’s Soro” written by Mark Tier book, he mentioned that the Master Investor never makes an investment without first knowing when he is going to sell. Remember, profit is made when you sell equity, not when you buy.

This applies to setting up a business. You must frame out the business in the beginning with an exit strategy for yourself. Just like how Bill Gate can now move on to work on his charitable work leaving behind the Microsoft business system stilling running dynamically, generating earning to increase shareholder stake and paying the payrolls for thousand of employees worldwide.

7) Controlled your Gain and Invest it for High Compound growth rate in the long term.

This is the last and the most powerful way to grow your wealth. Firstly, you have to practice delay gratification so that you can re-invest all the monies that you have earned from business and Investment to Equity or any investment vehicles that can give you a consistent high percentage of return of interest while preserving the capital sum. In other word, re-invest your monies to achieve high percentage growth in compounding interest.

Do not underestimate the power of compounding. As Albert Einstein, the greatest genius of our time once remarked that compound interest was the greatest mathematical discovery ever made. He have a formula for compound interest other than his famous E=MC square. It is called the Rule of 72.

For example, if you can reinvest your monies to achieve 30% compound rate of return, it will take 72 / 30 = 2.4 years. This mean that if you invest $200,000 on an investment that give you a compounding rate of return of 30%, then your monies will double to $400,000 in 2.4 years from the time you start the initial investment. In (2.4 + 2.4) = 4.8 years, you monies will grow to be $800,000. In (2.4 + 2.4 + 2.4 ) = 7.2 years, you monies will increase to $1,600,000. In (2.4 + 2.4 + 2.4 + 2.4) = 9.6 years, your monies will rise to $2,400,000. Whow…. In just less than 10 years, your initial $200,000 will grow to a staggering $2.4 millions dollars. Isn’t that amazing? It is no wonder why Warren Buffet is so frugal when it comes to monies so he see the future value of the dollar that he own today.

In conclusion, Money is a game. You must learn how to play the game to win it and not to play to game not to lose it. If you brush up your financial education and learn to play the game of money for winning, you will attain great wealth in your lifetime.

Prior to that, you must “Think and grow rich”, to expand your thinking to embrace the possibility within you to create massive amount of wealth for yourself and your family. If you will, nothing is going to stop you from achieving your dream for financial freedom and monetary success. I wish you all the success in your journey to attain great wealth. Do remember to bless the society once you are wealthy with donation and gift. The more you give away, the more you will receive in return.

Imagine this…

You awake from bed on a Monday Morning… lazing on your bed. You do not did to work as you have multiple streams of Incomes coming to you even you are sound asleep yesterday.

You have not worry for money. Indeed, you have too much monies that you are considering giving some away to charity.

Now, you have a problem, but a good one. You have too much money and wonder what to do with them. You are your own boss now.. fully controlling your time and decide what you want to do at any moment of your life.

So, put into action right now to achieve your dreams. God bless!

About The Author
The author, Chiong Yew Heng, is a very driven individual who aspire to attain great wealth in his life time. Four things are important to him. It is listed here in order of priority.

1. Spiritual life --- Man need spiritual blessing and fellowship with GOD.
2. Relationship --- Man are born to fellowship with fellow man, especially his immediate families.
3. Health --- Without Health, having massive Wealth is useless. You will not be able to enjoy it.
4. Wealth ---- Wealth can give you freedom to do what you want in life, to bless the poor, to pursue your interest without the fear of not being able to pull through the month to pay the bills.

For more Wealth building strategies, you can visit the blog site @ Chiong Wealth Strategies (close new window to get back to this page).

This ebook contains the ideas and opinions of the author. It is not a recommendation to purchase or sell any of the securities, business or investments discussed herin. The author disclaim any responsibility for any liability, loss or risk, which may arise as a consequence, directly or indirectly, from the use and application of any of the ideas, strategies or techniques mentioned in this ebook.

Wednesday, November 15, 2006

The Power Of Words

The Power Of Words
by: Michael Manjin

Have you heard the expression “Be careful what you wish for - you’ll most likely get it?” I’d like to expand on that by adding not only are your thoughts critical to the manifestation of your reality so are your words.

It’s not what you say but how you say it

There are words you most likely use each and every day which are perfectly acceptable in common conversion and yet can have detrimental effects on the manifestation of your reality. Your thoughts along with the words you choose to convey those thoughts sets up vibrations that are constantly being sent out to time and space around you. Like attracts like so naturally you begin to draw toward you those vibrations that match your frequency at a particular point in time space. You may not realize it but you are a magnet attracting those events toward you that ultimately manifest your reality. What this means for you is that you not only have to choose your thoughts carefully but also your verbalization of those thoughts.

Take for instance three very common words that we all use regularly in our everyday speech: don’t, won’t and can’t. Realistically you could add additional words to the list such as “no” and “try” but these four letter words just seem to have a better ring to them don’t you think?

So what is it about these words that make them so undesirable and detrimental to our well being? For starters they are words of exclusion. When you say these words you are conveying to the universe events or experiences you do not want in your life. Source energy however, doesn’t understand the difference between like and dislike, positive or negative, right or wrong and quite frankly it doesn’t care. Its job is not to judge but to deliver that upon which you focus your predominate thoughts. This is the basis of the universal Law Of Attraction which implies that you draw towards yourself, for better or for worse, those events that match the frequency of your predominate thoughts. It stands to reason then that instead of declaring what you don’t want or wish to exclude why not frame it in terms of what you do want or wish to include? Start attracting towards you that which you do want instead of that which you don’t want and watch how your reality manifests itself.

For example:

“Johnny don’t spill your milk”, becomes, “Johnny please drink your milk”.

We want Johnny to drink his milk. No encouragement for spilling is necessary.

“I can’t figure this out, it’s too complicated”, becomes, “I enjoy a challenge and I will find the answer to this problem.”

If you think you can or think you can’t your right.

“I won’t go out with men that are losers”, becomes, “I appreciate the company of intelligent, sensitive and confident men.”

Do you see the difference?

By thinking and speaking of excluding undesirables you inadvertently draw attention to it and thus draw it closer to your reality. Remember, always think and talk about what you do want, can have and will do and not what you don’t want, can’t have and won’t do.

During the course of a typical day how many times do you think and talk about those events that imply don’t, can’t or won’t? Include the many other words that have a similar effect like “no” and you get the idea. In reality precisely the opposite effect of your intentions are being manifested. The next time you find this happening to yourself try this simple exercise to empower your thinking and get you back on track towards manifesting the reality you truly desire. Just stop thinking! For a short time that is. The next time you find yourself experiencing events and emotions which are not empowering to you stop those thoughts and force your thinking to those thoughts that you find empowering. Any thought that makes you feel good is an empowering thought. When you feel good about yourself and the world around you then you know you’re on track with your thinking.

Here’s a simple, easy and quick aid to help straighten out your thinking. Ask yourself this question: “What is my next thought going to be?” and then wait. Focus all of your attention on the arrival of your next thought and nothing else. It may take anywhere from a few seconds to a minute or more before you experience your next thought. However long it takes that’s okay. You just pressed your mind’s reset button and it might take a little while to boot back up so to speak. Notice any difference in your thoughts? Now concentrate on your empowering thoughts or the “feel good” thoughts. The power of the right words flowing from your mouth as a result of your empowering thoughts automatically attracts toward you the reality that you truly desire to manifest.

It takes time, patience and practice to become proficient in mastering your thoughts but it’s worth it and you’re definitely worth it. Besides you’ll enhance your well being by being the best you can be.

To your continued prosperity,

Mike Manjin

About The Author
Mike Manjin presents advice on self improvement and personal fullfillment. To discover more about powerful success principles please visit Life Prosper or for more information email him at

Sunday, November 12, 2006

Dare To Be Prosperous

Dare To Be Prosperous
by: Helene Rothschild

Are you having a problem with money? Do you feel as though you never have enough no matter how hard you try?

If you want to experience abundance instead of scarcity, you may need to overcome unconscious fears of prosperity. In the course of counseling many people, I have discovered 20 reasons why we struggle with money.

To help people overcome their money issues so that they can allow prosperity into their lives. I have developed a unique process I call HART: Holistic And Rapid Transformation. For example, Joan, a fifty-year-old real estate agent, had earned a large sum of money and managed to lose it all.

I have a favorite saying, "Close your eyes and see clearly." So I said, "Joan, close your eyes and say, "Money, you mean to me ___" and finish the sentence. She repeated, "Money, you mean evil to me." I continued, "Joan, go back to the time you decided that." Joan recalled a scene when she was seven years old. She was sitting in church with her family and the priest was vehemently saying, "Money is evil! Rich people are evil!"

Joan was very surprised to hear what was buried in her unconscious. She realized that she had made a decision from that childhood experience never to be rich. Joan didn't want to be evil. She began to understand why she had lost all her money.

In order to help her let go of that fear, I asked Joan if she was willing to create a new positive scene so that she could make a new positive decision about money. Joan said she was. So she visualized her priest saying, "Money is a wonderful tool. It is another way you can give and receive love and caring. You can be rich and be a very good person. Prosperity is your birthright." At that point, Joan spontaneously took a deep breath of relief as she released her negative association with money.

Another example of negative beliefs that cause us to struggle with money, I will explain with the story of Bill, a young, depressed computer salesman. He was afraid that he was going to be fired from his job. In the same therapeutic process, he said, "Money means to me responsibility."

Bill didn't like responsibility; in fact, he admitted that he was afraid of it. When I asked Bill to go back to the time he had made that negative association with money, he visualized his dad. As Bill was growing up, he noticed that his dad was always worrying about what he was going to do with his abundance. From the time he was a young boy, Bill often heard the words, "Son, you have to be very responsible with your money. Money doesn't grow on trees. You have to work very hard to earn a buck!"

Recalling his experiences with his dad, Bill realized that he had made the negative decisions: "Money is scarce; Money isn't supposed to be enjoyed; Money is a big responsibility; and Life is a struggle." These unconscious fears made Bill depressed. He now understood why he was enjoying his work for the first two years but then his childhood decisions began to haunt him and he was miserable.

To help Bill overcome his money issues, I guided him to visualize his dad in front of him and to say, "Dad, I love you, and I accept that the way you dealt with your money was your choice. Now I am an adult, and I have the freedom to do it my way. I choose to believe in the abundance of money and to enjoy it. When I feel it is becoming too much of a responsibility for me to handle, I will hire a professional to help me."

Then I encouraged Bill to visualize himself at the office filled with energy and excitement, and receiving a high salary. He imagined himself enjoying his abundance and working with a financial planner.

I have found that what you visualize is what you allow to happen in your life. Once Bill released his fears of prosperity, and visualized his future, he was able to overcome his depression and succeed in his career.

If you are ready to resolve your financial issues, then turn inward and explore your blocks to money so that you can dare to be prosperous. One effective exercise is to write, "I can't (and also won't) be prosperous because ___ (fill in your negative thought)." You have all the answers inside of you. Then change all the negative thoughts to positive ones. Throw away the sheet with the fear based thoughts and focus on your positive ones. You have the power to have what you desire, and you deserve it all. Go for it!

About The Author
©2006 by Helene Rothschild, MS, MA, MFT, is a Marriage, Family Therapist, intuitive counselor and author. The article is excerpts from her latest book, "ALL YOU NEED IS HART! Create Love, Joy, and Abundance-NOW!" A Unique Guide to Holistic And Rapid Transformation. She offers international phone sessions, teleclasses, workshops, independent studies, books, e-books, MP3 audios, posters, articles, and a free newsletter. Love to Peace (close new window to get back to this page), 1-888-639-6390.

Saturday, November 11, 2006

Can You Work for You?

Can You Work for You?
by: Holly Burnham

So you want to start your own business? Well, why don't you? This is not a hard question. I'm certain you have barriers to following your dream or you would have done it already. We need to examine what is standing in your way and coax you into dipping your toe into your dream water. Most of the time, keeping you from doing your own thing is fear. Well, fear is good. It keeps you real, but don't let it plan your life or paralyze you.

I have enjoyed owning several different businesses in my life time and hope to develop and run many more. I love the excitement of building a dream into a reality. It can be challenging, frustrating, time consuming, moneymaking or a dismal failure. You learn from each experience.

I have so many little ventures in my head to try in the future. You need to acknowledge the creativity in yourself, decide what interests you and how you want to spend your time. I read one time that if you do what you love, success will follow. I'm not sure that success is always measured in dollars... we can weigh happiness and contentment also.

I want to assure you there are issues to worry about. If you are half of a two-paycheck family and your regular earnings are needed to keep your family comfortable, you do have to recognize the risk to venturing out on your own. If you are a stay at home Mom and want to contribute to the household but have short human beings to care for, you need to plan carefully so you don't end up burning the candle at both ends, therefore jeopardizing the reason you wanted to stay home with your children.

Let's explore a few ideas and you will see that it is possible to work for yourself if that is what to really want to do.

Think of something you do you enjoy. Can everyone do this thing as well as you can? Do they have time? Perhaps you can do it for them.

I love to knit. I REALLY love to knit. Once I made flyer type posters and hung them all over town wherever I could. Grocery stores, yarn shops, Laundromats, etc. On the poster I offered to give knitting lessons in my home at the client's convenience. I waited and because I am not a patient person, when I didn't get any calls I decided this was one of the ideas I wasn't going to brag to my friends about...and then...when I had given up hope, (two days after hanging the posters, I told you I was devoid of patience), I started getting calls. I got so many calls I had to go out and purchase a scheduling calendar. I scheduled the lessons when they were convenient for both the client and me. I scheduled hour-long sessions and charged $25.00 for the first session, $10.00 for each lesson after that. No one questioned the fee and several said they were relieved it was so reasonable. I had no overhead and only profit in my pocket from showing other people how to do something I enjoyed!

doing so much. Word of mouth soon made it unnecessary to put up any more posters and I can be as busy or not as I choose. Although my husband is always supportive of my entrepreneurial endeavors, even he was surprised on a day I had three new students and two return students and made $95.00 sitting on my couch knitting.

I once decided our area could use a cleaning service for residential homes at a reasonable price. Now, previously when I said do what you love and you will be successful, I certainly don't want you to think I love to clean...quite the contrary, however, I do like to make money. I put two ads in our local newspaper. One ad advertised for someone to clean houses. The second ad offered reasonable fees to clean your home. The calls started coming in. When an applicant who wanted to clean called I would interview them, make sure I felt very comfortable with them and told them I would get back to them in a week. When folks called who wanted their home cleaned I would go to their home, see what they wanted done and gave them a price to do it. I left them a contract and asked them to think about my offer and call me back. The first week was a little disorganized and I questioned why I just didn't get a paper route. But, the second week things really began to smooth out and it just g!

ot busier and better from there. I soon had three ladies cleaning three houses a day. I could have even let this venture grow, as it wanted to take on a life of its own once it started. My part was to carry liability insurance (not expensive at all), advertise in the paper if I lost either a worker or a house and be certain that I always gave the customer a charge that would cover my expenses and pay my ladies with a little left over for me. I never cleaned a house. When I felt I had done this long enough and wanted to go on to something else, I offered the business to the first woman I had hired. She was one of my best and most dependable workers and the customers loved her. I knew she could keep things running and I could walk away from this baby feeling secure it was in good hands. My mistake, (I told you that you would learn even from your blunders), was that two years after I gave her the little cleaning business she sold it for $35,000. Hummmm, it never dawned on me I!

could have sold it. Duh…..

Can you install perennials and/or maintain them for folks. Everyone appreciates their yard looking well but few folks like getting dirt under their finger nails while swatting black flies.

Working moms stress over having to take time off for routine dental and doctor appointments. Are you in a position to do this for them? Can they call you if their child needs to be transported to a sitter because of illness during the day?

Can you bake? Well, get out that mixing bowl and stand back! People will pay you for making birthday cakes, cookies for school functions that need to look home made, and desserts for their parties. Word of mouth and return customers can keep you hopping.

Can you devote a Saturday morning to watching children while their mom, who has worked all week, does errands? Advertise yourself available to sit, on short notice from 9AM to 11:00AM on Saturday mornings. I'll bet you will make enough during those two hours a week to keep you free to spend time with your own children the rest of the week. Most working moms have sitters who don't do weekends.

Do you enjoy cleaning? I have found that even people who don't mind doing their day to day house work really dislike cleaning their bathrooms. Specialize in bathrooms. Yes, people will call on that ad. They will happily pay to have you shine their bathroom while they work. (And, Mom, you can usually take your baby with you to do this.)

The key is to think about what you love to do. If you're going to do something you don't enjoy just for the money you might as well work for someone else. Then test it. Is anyone interested in paying you to do this thing? Next, visualize how to make it happen. Can you do it during the day with children or in the evening when re-enforcements are home? Don't be afraid to try several things and fail. Eventually you will find a niche if you stay focused and realistic.

Dream a little and control the magic in your life.

About The Author
Holly Burnham is a self admitted yarn addict. The addiction will be life long and there is no hope of remission. Her constant knitting has put the cleanliness of her home in peril. Her yarn stashes are havens for generations of moths. At the risk of contracting this affliction, visit her at Knitting Haven (close new window to get back to this page).


by: Robert Boucher

I’ve been exploring why vision is so important to being successful. Can an organization survive and do well without a vision? I don’t believe it can. Organizations need a vision to find direction, to move into the future. They need a vision to give people in the organization something to strive for, to believe in, to belong to.

While exploring these ideas I came across an article that supports my belief in the relation of vision to success. Mark Lipton in the Ivey Business Journal Online titles his article “Walking the Talk: Why Visions Fail.” Lipton says there’s a lot of talk about needing a vision and a lot of talk about having a vision, but are the people in charge actually following through? His conclusion is that when the people at the helm do not follow through, it is because a vision evokes a lot of emotion.

Lipton sees a gap often between what the people believe in and what they are doing. It is about believing but not having the faith to carry it on. Or maybe it is just leaders being embarrassed about having to talk about their emotions about what they do and want to do. A vision is about personal passion. We are a lot more comfortable talking about process and productions, about developing plans and objectives. It is easier to leave passion out of the discussion.

Mark Lipton describes a vision as successful when it speaks to a wide audience, tells an engaging story that people want to be part of, challenges people, and creates a sense of urgency. This type of vision becomes part of the everyday actions of the people who belong to the organization. It gives a basis for making decisions and the growth of the organization. It is the building block of success.

There are challenges, and one is to get the whole organization to know and understand the vision. As a leader in an organization, you need to believe in the vision and talk about it constantly. Mark Lipton found that vision-driven firms earned their investors 17.69 percent more than the S&P 500 overall.

Why such success? It is because clear future targets drive the people in this type of organization. They have a greater level of commitment and loyalty, along with pride in what they are doing.

If you want to be successful, you need to develop a passion for what you are doing, based on the vision of where you want to be. People respond to passion, to a direction for the future. If you are a leader in a non-profit or profit organization, remember that it is all about people and the vision – the passion that you give them.

About The Author
Robert Boucher
Cirrus Management Training & Sailing
1286 Rockwood Dr.
Kingston, Ont. K7P 2M7
1 613 634-0696